India's Tryst With CIBIL

Although just founded in August 2000, TransUnion CIBIL (Credit Information Bureau (India) Limited) has become the defacto standard for credit scores in India, with scores ranging 300 to 900. Even so there still is a bit of mystery surrounding CIBIL; half of the people we asked didn't know what CIBIL was, and the other half described the derivation of their scores like art or jazz. Though not as prolific as credit scores in the US have become, most banks do check your CIBIL score before approving a loan. Today CIBIL maintains credit files on 600 million individuals and 32 million businesses. Access to credit is an important issue in wealth creation for entrepreneurs, startups, small businesses, women, and really anyone trying to get ahead. People in forums like Quora and Reddit r/India all over the world have been asking the question, "Is a 900 CIBIL score even possible?" This documentary seeks to answer that in search of the Perfect CIBIL score! And explore access to credit in India, or the lack thereof.

  • Ananya Kapoor
    Director
    PATI, PATNI AUR WASTE | THE WEDDING TRASHERS | Documentary Film 2019
  • Michelle Buckner
    Producer
  • Ananya Kapoor
    Key Cast
    "Host"
  • Riley Hersey
    Key Cast
    "Speaker"
  • Vipin Aggarwal
    Key Cast
    "Interviewer"
  • Cristina Salat
    Writing Consultant
  • Project Type:
    Documentary, Short
  • Genres:
    Documentary, International
  • Runtime:
    41 minutes
  • Completion Date:
    July 23, 2021
  • Production Budget:
    5,000 USD
  • Country of Origin:
    India
  • Country of Filming:
    India
  • Language:
    English
  • Shooting Format:
    Digital
  • Aspect Ratio:
    16:9
  • Film Color:
    Color
  • First-time Filmmaker:
    No
  • Student Project:
    No
Director Biography - Ananya Kapoor

Ananya Kapoor, a graduate in Multimedia and Mass Communication from the University of Delhi, is an author and aspiring filmmaker. She has directed several short films, assisted on the sets of popular web-series and was one of the selected participants at the Thailand International Film Destination Festival 2019. When not writing about or making films, she can be found in bed, watching films - or as she refers to it, "researching". She is currently pursuing her Masters in Filmmaking from the University of Bristol and hopes to help make the industry a more inclusive space through her work.

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